Poor Little Leia!

My partner sent Leia for a total fur cut, looking from a cute Pomeranian to a bald Poodle or Fox. He did this to surprise me in a cheeky way as I complained to him I keep picking up most of Leia's fur on the floor on almost a daily basis. So, without my knowledge, he sent Leia to the Pet Hotel for a total overhaul, making her look very masculine! Except for the tail with long bushy fur, she looks like a mixed Pomeranian with Poodle breed. Even the poor dog knows something is not right and keeps barking non-stop, as it telling us why to cut her fur??? Anyway, I have no say, since he bought most of the food and cared for Leia when she was still a puppy. I had relinquished my duties as I have more important things to do.

Flying via Malindo tomorrow

I shall be flying to KL tomorrow via Malindo Airlines, which is much cheaper than Firefly. The seats are much more comfortable too and they will email you the promo code after 2 return flights home. Using the specific promo code from a choice of 3, I will get $60 cash back every time I fly. Isn't this very attractive? I also love the blue lights turned on during night flights back to Penang from Subang. It is certainly very appealing and make the ambience cosy. I may not have the Malindo loyalty card yet, but I will definitely fly by Malindo if possible. We have a few places to go in KL tomorrow and have to book a rental car using Hertz at Subang Airport.

Accounting Student Assignment

Today, I did 2 student assignments for some cash. One is delivered and another needs revision. Looks like the expectations are getting harder and higher. Well, I have to request for more pages and that means more moolah for extra work. 1 page is simply not enough to cater to the many requirements including writing a summary of the financial data like cash flow, profit, loss, etc. This is an accounting assignment on a company in Australia. Well, I shall not divulge further as I have signed the terms of confidentiality. But such is the simple woman in me living in a complex world requiring high expectations out of me. It is not easy to survive in this very competitive world out there, unless you come from a rich family with financial support.

Many Books to Read

I have many reading materials including the daily newspapers. I read both The Star and Straits Times. Sometimes, I will buy finance magazines like Business Today, or Readers' Digest, the most popular magazine to-date. As of now, I guess I have no plans to travel for many months to come and this will save me much money in the long term. I also sold TopGlov shares of 6 lots or 600 shares at RM 11.44 a share, making me a clean profit of about RM 260 minus all the transaction charges of about RM 80. Then I bought MyEG shares at around $1.50 a share for 4000 shares or 40 lots. There is going to be one for one bonus issue for TopGlov on 24th October and the shares apparently keeps going up until the said date. Well, I better do some profit taking first before the share price plummets drastically like what happened to Nestle when bad news came out in the press.

Be Active on Social Media

To earn a better income, it is better to be active on social media like Instagram and get more opportunities for blog posts with higher pay. One has to work hard and hustle away, instead of watching telly most of the time. But if we watch the news to educate ourselves, then it makes sense to be enlightened. Don't watch soap operas or sob movies to kill time. There are lots to do and learn online. Don't forget about lifelong learning to keep dementia at bay. I have a few opportunities that keep me busy at night when I am free from my daily grind of work as an IT executive and admin in a home office. Hence, this is my part-time income to save up for my retirement in years to come.

Just Signed up for Viral Cash App

Viral Cash App is a cloud system. It costs me a whopping RM 207.88 or USD 50.00. I'm not sure how effective this is but you need to watch and post 10 videos daily! This seems like hard work but it eventually pays off. As people click on your advertisements via Google, Youtube or Amazon and Clickbank, you get paid. Still, in the learning process and young people have made hundreds of thousands from this cloud system alone. Well, due to financial constraints, I signed up for the basic package to test it out. I also signed up a 1-month trial of Get Response to collect emails and perhaps give out free newsletter or email downloads. Wish me luck and that God will guide my hands and mind to do the right thing.

A New Dawn Starts

Congratulations to Pakatan Harapan, helmed by Dr. Mahathir as the Prime Minister. No party is perfect, but PH is more people centered than self-centered in the previous administration under Najib. Both he and his wife Rosmah had been blacklisted from travelling. There was a private jet from Indonesia that tried to help them to escape from their many sins. I don't want to be judgemental, but you reap what you sow. You cause racial tensions and your dad caused racial riots on May 13,1969 will come back to haunt you. Even Altantuya case remains unsolved, but apparently her dad was paid off to keep his silence. This was the ex-regime that was oppressive, tax the people heavily in order to live lavishly with matching shoes, handbags and clothes of each colour daily. All paid by taxpayers' money.

My Clients' Products are on the Way

This month, I got 2 orders from clients without any advertisements on my Shopify store at TheLovelyShop123.com. I ordered via Oberlo app that is linked to Aliexpress, a branch of Alibaba which is the behemoth e-commerce site of Jack Ma. The ordered items were promptly paid via Paypal and after about 5 days, I got the tracking number from ePacket China Post, which was highly recommended, even though it takes 3 - 4 weeks for arrival of items. One item was ordered from a client in the U.S. while for the other, I ordered myself for a close friend online. It was a huge learning curve for me as to how Oberlo works on Chrome browser with the extension installed. Well, I am happy to say, I am doing dropshipping on a part-time basis and it really works!

To Claim Insurance

I am going to claim insurance from Prudential that I have paid since 2006 till today. I got tendinitis on my right arm and it has been diagnosed by the orthopedic surgeon in a local hospital. I am not sure if I shall get the full compensation amounting to slightly more than a thousand ringgit that I wish to claim for my expenses. I also did MRI in another hospital and am thankful it is healing slowly without further physiotherapy. Looking at dad's medical condition, I am grateful for a good health to move around and the ability to earn an income from the comfort of home. This is God's divine blessings for me with a very understanding but sometimes hot-tempered boss on rare occasions nowadays.

Bank Loans

I received $60k loan from UOB, $20k loan from Standard Chartered Bank at 3.88% per annum and $27k loan from Maybank at 7.7% per annum. Several banks called me to loan money but I have to put a stop to this before debt comes spiraling. I guess, I might want to return the $27k from Maybank unless I use the money to buy blue chip shares at higher returns. But then again the stock market is so volatile. A piece of advice in The News Straits Times can cause the market to come tumbling down drastically! It is the UMNO controlled newspaper that always highlight bad news and cause the market to become a bear market for some time!! Why can NST highlight positive news and avoid giving false news on the stock to cause massive panic?

Alkaline Water

Most mineral water is alkaline water which is good for health. But for older people, they may have to check their intake as it requires more body processes to absorb the water. Evian water is slightly alkaline at pH 7.2. Distilled water is pH 7 which is neutral and below that number is acidic. So far, my boss has joined venture with a friend in a college to sell bottled mineral alkaline water and his son is doing pretty well in KL so far, for an early twenties guy. As he could not study and graduate with minimal pay, he got into business at a young age with the financial support of boss and his dad.

Comfort in Baskin Robbins

I find comfort in savouring Baskin Robbins at Tapah Rest & Relax area along the North-South Highway in Malaysia. Little brother now has to finish my court booking system as a ready client keeps asking for the services. I also need to familiarize myself with the new admin with so many Wordpress functions that one can get overwhelmed if not used to blogging, adding plugins, etc. He's very well paid and promises free maintenance for as long as it is needed. By the way, Baskin Robbins ice cream offers 31% discount every 31st of the month, probably to get rid of old stock while allowing patrons to enjoy at a fraction of the price.

Working Hard for Retirement

I am working hard to save up for retirement. But apparently dad's medical expenses are pretty exorbitant, coating over RM 50k after 40 days in the private hospital and follow up sessions after stay in a second nursing home. I hope he gets well pretty soon and do the things he loves like attending church, talk to his friends, watch Astro and the like. Dad suffered 3 heart attacks in 6 months and I just hope he will have quality life in his golden years. I may not be the favourite child, but then again, he did take care of me and paid for many sessions of tuition and fetching me back and forth. Yes, he has done his part as a father, and now it is my turn to care for him in his golden years. The Bible says, Honour your parents and your life will be prolonged.

May Fly to JB this Friday

Well, there are plans to fly down to Johor Bahru this Friday, but the tickets are yet to be bought online and booked. Hence the boarding passes have yet to be printed. I am enjoying the current employment now that I get to travel and at the same time visit places of interests if time permits. We will rent Hertz rental car for 1 day and fly back at night, most probably. Just pray that we can secure the big project and convince the committee members to use our products. I guess, everything depends on God's timing and grace.

Flying to KL on Friday

The tickets have been booked and paid. The boarding passes for 2 have been printed for flying via Firefly this coming Friday. Well, there are sacrifices to be made when you wish to earn more. Nothing is free in this world and there will always be a catch if the goodies are too good to be true. Sometimes we have our arguments while other times I just forgive and move on. Life is to be enjoyed but at the same time, The Bible teaches us to work hard with our hands and not to idle around; for idleness is the devil's workshop and that is Alzheimer's disease or Dementia. God has blessed my family that none of us have this history. Manage stress well and you will be all right including being in the pink of health. I love flying in the plane and got used to booking online which is paid by the company.

I Love my JOB!

For most people, a JOB is Just Over Broke! But for me, it is Joy On Board! I get the remunerations of a manager in an MNC in Bayan Lepas, the silicon valley of Penang. But being bedridden and sick, can set one back by the tens of thousands in a jiffy! Therefore, always take care of your health and don't take it for granted that you will always be in the pink of health all the time. Age catches up slowly and before you know it, it is time to retire in your golden years, hopefully and not woeful ones. There are bills to pay, food to buy and put on the table, property assessment tax, car road tax and such. I get paid Medical Leave, SOCSO and EPF. These are the benefits of working hard for an SME to prosper and to pay you your salary in a timely manner.

Hoping my Brother Works Hard

I pay USD 10 monthly to get more bids using my credit card and I hope younger "brother" will work hard at getting bids and jobs and work every day, just like I do - blogging constantly and working by the computer frequently. Perhaps writing may not need so much brain power and he needs to rest; so I will just let it be. And I hope to get my returns in the investment and joint account. He has the knowledge, but I hope he also uses it productively. Sleeping in is so inviting and comfortable. But lazy hands will bring about poverty and one will go hungry. Be like the ant; working hard, storing food up for winter like retirement so that it will be golden and not woeful.

Not easy being a freelancer on Upwork

Upwork is a good place to find and bid for jobs with constant offers. But to win the bid, you have to pass tests like programming in constructive C, Ruby on Rails, PHP, etc. if you are looking for programming jobs. Well, I failed my writing jobs in the past due to mistakes made. There are a lot of people needing Shopify and web or mobile development projects and this pays handsomely. I have partnered with a younger brother who's a computer science graduate and we are working together, hopefully for a long time to come. I have other projects that I might need his help, but so far, he has not accepted any for paid ones from me. And Upwork takes 20% of the commissions that you earn. If you bid for $300 job, $60 goes to Upwork, leaving you with only $240 !