Living from Hand-to-Mouth

In Malaysia, many people are living from hand-to-mouth, without any emergency funds to tide them through in case of unemployment or retrenchment. Others live from pay cheque to pay cheque and before the end of the month is up, their savings are almost empty. It can be stressful living at subsistence level with just sufficient to cover the month. Therefore, we need to look for alternative source of income to supplement our coffer. To say the least, education is very important and is the only way to bring us out of poverty.

Don't be Lazy

We should always do our utmost best in whatever endeavour we are put in - be it our job, vocation or anything else in life. In fact in the Bible, we are told to work until the day we die - as long as we are capable and healthy. Therefore, do not lament why other race is prosperous and are richer! Because it is ingrained in our culture as a Chinese to work hard, be diligent and always find something to do to gain financially the legal way. We don't expect handouts from the government and can survive in any place we migrate to - for business.

Starting fresh

Thanks for the post from Sylvester Campbell

Unfortunately, people do change. That’s what happened to my husband and I. We’ve been growing in different directions for about 3 years now and got to the point that we decided to go our own ways. Luckily, we don’t have any children, which makes this whole “starting over” thing much easier to swallow. We moved out of our apartment and each got our own place. I got a small house and have been learning to navigate the “homeowner waters” one step at a time. First it was closing on the house, then it was moving and setting up the utilities. The moving part was fairly easy because I had friends and family help me get all the big things moved in one day. The utilities took some time and patience. It was a lot to set up. Cable, phone, internet, gas, electric, water, etc. I bundled my cable, phone and internet- check. After researching New York Energy Rates, I chose my energy provider- check. Water was easy being finished with a quick phone call. The last thing I have to do, is finish unpacking the small things out of the boxes.