In Malaysia, many people are living from hand-to-mouth, without any emergency funds to tide them through in case of unemployment or retrenchment. Others live from pay cheque to pay cheque and before the end of the month is up, their savings are almost empty. It can be stressful living at subsistence level with just sufficient to cover the month. Therefore, we need to look for alternative source of income to supplement our coffer. To say the least, education is very important and is the only way to bring us out of poverty.
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