Requested for 2 Rejected Housing Loans

After discussing with my family about the landed terrace house, my family is strongly against it, as the bank interests alone cost half a million dollars if paid in 20 years. Hence, I asked for bank rejection letters in order to get back my earnest deposit for 10 Denai Pinang 16 which cost $1.75M and another at 2A Denai Pinang 8, Phase 1 of Azira. It is located opposite Quayside and Straits Quay. It is a 2.5 storeys terrace house with a big garden or greenery behind but the porch can only accommodate 2 small cars. The owner of the first house, Mr. Lim, was elated when I decided to buy and promptly bought a $60k house for his daughter in Singapore. Now he is short of cash and I don't know what to do with him. I have requested 2 loan rejection letters and will get back my earnest deposit. The second one was the owner of Converse, apparently downgrading to sustain his struggling business with 4 outlets in Prangin Mall, Gurney Plaza, and Queensbay Mall, and another in Butterworth.

Sunway Cassia is a landed Semi-D house

I am contemplating buying a landed terrace house in Straits Quay, Tanjung Toking for 1.84 M after bargaining hard from 1.88 M. It is a 2.5 storeys high terrace house in a gated community in Phase 1. I also went house hunting in Sunway Cassia and IOI Stramaz Residences in Sungai Ara, but those places are a bit off for me since Sunway Cassia was facing a low-cost Malay apartment on the way to the gated guardhouse. Although the interior designing was superbly done and supposedly cost $250 k, the disadvantage was I saw a Malay vagabond hanging around the low-cost Malay apartment, which is a big no-no.

Sold off my 4 Umbrellas

I think it was a steal to sell 3 Golf umbrellas and 1 normal umbrella for $28. Well, I had to get rid of too many umbrellas given free especially by banks like the long golf umbrellas. They take up too much space and lie doing nothing as I have my own usual umbrellas that I put in the car for rainy days. With too many things, the place looks cluttered and now it is time I sell my stamps and first day covers collected since childhood. These will bring a premium if you have the time to do some research. There are the professional stamp sellers that will queue for first-day covers and mint sheets to sell at the right time whenever they are available at the post office.

Flew Back from Johor Bahru

I was in Johor Bahru yesterday, waking up as early at 4:20am to blog a little and then get ready to have breakfast and thereafter to the airport to catch the 7:00 am flight by Air Asia, which flies direct from Penang to Johor Bahru. We went there to collect a down payment cheque for sports courts to be completed in a timely manner. The boss also bought up the franchise of DoubleTree by Hilton in JB and also owned the next block which is a health specialist center. The meeting was fruitful and we spent hours at the site. I love the hospitality and the lunch treat of Hakka food consisting of all vegetables, tomato omelet and ginger steamed fish. Boy, it was filling and it seems that I ate for 2 meals! - lunch and dinner. We came back a little tired as the flight was delayed for 1 hour at the JB Senai International Airport.

Ezoic - a Platform for Publishers

A Platform For Publishers

Ezoic provides web publishers with automated website intelligence for their ads, content, layouts, and more.

Ezoic leverages machine learning to better understand website visitor behavior. This includes the ability to collect important data and automate decisions that improve visitor experiences, SEO, and website earnings.

How Does Ezoic Work?

Ezoic allows website owners, brands, publishers, and bloggers to easily add and improve parts of their websites. This includes the ability to increase revenue and improve visitor experiences by using artificial intelligence to automate important decisions.

Publishers can use Ezoic to perform automated visitor segmentation, make their websites faster, improve security, implement the web’s latest mobile technologies, and much more.

Ezoic puts the power of Big Data in the hands of web publishers and gives them the ability to easily automate smart actions that can help them deliver their audiences better experiences.

Starting With Ad Tester®

Most Ezoic publishers start out using Ad Tester. Ad Tester is an application available on the Ezoic platform that lets publishers test thousands of potential ad locations at once.

Ezoic learns which ad combinations improve UX metrics and increase website revenue, then customizes every web visit to how past visitors have responded to different ad combinations.

Publishers can use all of their existing ad partners (AdSense, etc.), leverage the thousands of partners already inside Ezoic, or a combination of both when using Ezoic.

Pexels.com - to get FREE images

Do you know that you can get FREE graphics without copyright from Pexels.com? There are vector graphics that can scale to the maximum size and there are so many choices where one is spoilt for a variety of various graphics categories. Yes, you can use them freely in your blogs, banners, etc. The above image or a rather abstract picture was taken from pexels.com. They are high quality, good resolution for maximum viewing size and with smaller sizes to choose from. Another interesting image editing software that is free to use online is Canva.com. Personally, I have yet to experiment with it but it seems Canva is good for adding text to promote your products or as an eye-candy. 

Don Moen - God is Good

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God is Good, all the time. #donmoen #donmoenconcert #grace #mercy #blessings #blessings🙏

A post shared by DTan (@philin135) on Sep 2, 2019 at 11:43pm PDT

Have you heard of Don Moen? Well, he's a famous Gospel singer, well-known for his song, "God is Good, All the Time." Grace is unmerited favor from God and what we don't deserve, we receive. This is certainly good news to all of God's children. We need encouragement daily in this every day grind of life of hustle and bustle to survive and pay the bills, put food on the table, etc. As we cannot depend on others too much, we have to be independent financially and save up towards retirement which, to me, is just a few years away. Today is a Sunday, I shall take the liberty to update my blogs aross different platforms.

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mysimplyagenda une offre performante
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Préalablement à la mise en place de la solution de planning partagé en ligne, ils vous guideront pour définir vos réels besoins afin de vous proposer une offre parfaitement adaptée aux spécificités de votre organisation. Au moment du déploiement, ils vous aideront dans les réglages et vous formeront aux différentes fonctionnalités. prise de rendez vous pour docteur par internet

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