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Monday, May 23, 2011

Austin Personal Injury Attorney

There are several claims for Topamax birth defect law suit through Austin personal injury attorney who can file the case in a professional manner for you. Many unsuspecting victims or users of Topamax have suffered health consequences as a result of using this drug to treat migraines. Not all drugs are safe for consumption and some of them like Topamax may have adverse effects on the consumers. That is why you need to know your rights and make claims through your Austin personal injury attorney.

To find out more check out the details below or contact them soon.

O’Hanlon, McCollom & Demerath – Personal Injury Lawyers – 808 West Avenue, Austin, TX. 78701 – 512-494-9949

Friday, May 20, 2011

Coupons or Interests from My Bonds

Every month, I get slightly over $200 from my bonds. These are coupons or interests accumulated over the month. And every 3 months, I get about $1,400 in total. The coupon rate is 5% per annum for 3 years. One of my bonds has matured just last month and I put the money into Fixed Deposits for about 3% interests rate. I just don't have the time to invest in the share market as I hold a full time job and cannot afford to monitor the movements of the market and predict a bull run or bear run. So, to avoid unnecessary stress and headaches, I decided to invest in safe money instruments like FD and bonds.

Tuesday, May 10, 2011

Attended Frances Yip's Concert

I attended Frances Yip's concert a few days ago and my God, she has such a powerful golden voice! I bought her CDs for $30 and I love every one of her songs. She studied in a convent school and will never pose in the nude or wear too revealing clothes to bring in more sales. I believe she is a practicing Christian with strong values. The concert ticket cost $101 per person and the seat was in a corner right at the top. But nevertheless, there is a giant screen where you can see her facial features and expression when singing. She changed her clothes 4 times during the performance and it was well worth the money put in. She is a very talented lady and blessed with a golden voice.

Going to the bank later

I was on a business trip last week when I got a call from Public Bank requesting me to go there and discuss about my investment in government bonds that has matured and money put back into my savings account. I am not sure what the bank officer wants to discuss with me about but I need to weigh the pros and cons of further investment that involves unit trusts or share market. With uncertainty in the Middle East, and Japan's problems, the share market is very volatile and I never believe in putting my hard-earned money there. And I don't plan to invest in properties as money put in properties are illiquid. You cannot withdraw immediately or sell immediately and you will need emergency cash if anything happens.

My relative is a lawyer

I have a nephew who is a lawyer and trained in Australia. He did very well for his pre-university exams and got offered a job even before he graduated. By now I am sure he is a practicing lawyer in Australia. In Singapore, it is not easy to get to study for a law degree in the National University of Singapore or simply abbreviated as NUS. You need to exercise self-supremacy, have an extroverted character and gung-ho attitude. This attributes are needed because you need to be able to fight a case for your client in court and to win. That is where Topamax lawsuit comes in where you can make claims for your clients who are victimized. You also need to have a winner's attitude and not be too emotionally attached to your clients.

Brought to you by O’Hanlon, McCollom & Demerath – Personal Injury Lawyers – 808 West Avenue, Austin, TX. 78701 – 512-494-9949

Wednesday, May 4, 2011

Got paid today in interests for my bonds

Today I received RM 205 in my Public Bank account for bonds invested some time back. It gives higher returns than Fixed Deposits which is at 5% compared to 2.75% for FD. The bonds are at 3 years maturity. Tomorrow, my 2 fixed deposits at Maybank will mature after 1 year tenure and I am going to put for monthly maturity compared to yearly. I always keep track of my finances and how much I have accumulated. This will give me an indication on how much to spend and whether I have reached my targeted savings. Making money and earning it is fun!

Wednesday, April 20, 2011

I Love Money

I have some cash in Fixed Deposits, Bonds and Savings Account. Not only I love money, but who doesn't? Nobody in their right sense of mind will work for free and you need to bring back food to the table for your family. People even rob, cheat, steal and kill for money! That is how desperate some people are to make quick cash. We read of many people being conned of their hard earned savings to con men who use the internet, handphone and all the gadgets to reach their potential victims. Hence, to earn money is not easy, but to spend it is like drinking water every day. We need to be mindful of what we spend on and come out with our expenditure list to check that we don't overspend more than what we earn.

Saturday, April 9, 2011

I have a Good Job

I only blog on a part time basis and not glued to blogging all the time. I have a full time job you know. And I get to work from a home office, enjoy perks like occasional travels now and then and earn by commissions. Sometimes my commissions are more than my basic salary. Suffice to say, I can live comfortably as long as I am working and that is why I need to save up for my retirement for them to be golden years ahead and not woeful one where some people have to beg in the streets. I work alone at home, no more obnoxious colleagues and I have a very understanding boss. And I thank God for my blessings now.